Nothing. Our service to you is complimentary, as we are paid by the lender for handling the application. There is a lot of false information pertaining to brokers’ commissions, that for some reason it costs more to deal with a broker as we are paid for introducing the loan. This is incorrect, with us saving clients money by finding the best lender and product for their needs, which is usually cheaper than that offered in visiting just a couple of bank branches for a quote. With all of the associated costs of running a bank branch – all of the rent / staffing and so forth; it is more economical for the lenders to pay us a commission rather than the associated costs of opening branches and employing more staff.